got hit by a cab

[Roger Explosion]

Hmm. Add an r to the title and it takes on a whole new meaning.

Obviously NSW law is a little different to over here, but make sure you keep receipts and/or record of every expense you incur as a result of the incident.

[Sn0wcr45h]

ahhh... ok. Didn't realise he was in NSW.

[Commander Keen]

If you have the name of the driver and rego details of the taxi hand it all over to the insurance company. Make a "not at fault" claim.

From my dealings with insuremyride they won't deduct your excess until they beleive it was your fault, so you should be ok for the moment. Once the bike gets repaired they will chase the money off the taxi driver/their insurance so you wont have to pay a cent (If you are found to not be at fault).

At the same time you will need a police report number so jump online and lodge a motor vehicle accident report and give the reference number to your insurance. it may take a while 3/4 weeks for it to get settled so be patient. You have insurance for a reason, and it's to save you having to run around like an idiot when you have an accident.

[Choona]

+1 Commander Keen said... file an accident report with the police, so it covers your arse too, in case the taxi driver changes his mind/story, and give the reference number to your insurance company. As far as I'm aware of, since the taxi was 'standing' on the wrong side of the road before taking off, technically he has broken the road rules, and therefore the fault would be with him... so the insurance company should be able to tell you fairly quickly whether or not it is a "not at fault" claim.

Additionally, you would still likely to have their assessor to have a look at the damage on your bike, so it's also worth chatting to them about which repairers they would recommend and compare it to your own research. If your bike is also your only or primary mode of transport, it might be worth asking if vehicle hire is covered while your bike is getting repaired.

Good luck mate!

[wonderingsoul]

yea i dont have vehcile hire i am going to the police today he keeps saying it is more my fault for pulling out at an intersection and says he will only give $100 towards damages, i say f*** that. he kept trying to tell the mechanics that we can just wire all the things back togeather, pretty sure that he does not know that bikes dont like being smashed to the ground. i have a crushed radiator so the mechenics tell me, they are looking for other shit now once i get a full quote i am getting insurance involed.

but i am going straight to the police to file an accident report. tired of being nice to a guy who does not even have to pay for his insurance, and i am pretty sure he has not filed an incident report with the taxi company, and what i have been told is that he stands a really good chance of losing his job if he does not.

well thanks for the advice i may give the wreckers a call and see if they can ship the radiator to me cause i am having no luck getting anything local or from brisbane.

and if anymore problems arise 2 of my good friends who are lawyers keep telling me to take him to court for damages. but that is something i really dont want to do.

[BenG]

and if anymore problems arise 2 of my good friends who are lawyers keep telling me to take him to court for damages. but that is something i really dont want to do.

Why bother? You have an insurance company to do that for you...

[Guardian]

follow what Keen and choona said with police report, it gets you 1+ on anything that may try to go sour.
Taxis drivers are very well renouned for altering their stories very soon after an incident, to benefit them, as they loose points on their taxi status. Got this advise from police friends and others involved with taxi incidents. Should report it to the taxis company too, may be a little to late now.
Most of the time the Taxi companies do not do anything, but all conversations on the phones are usually recorded.

Good luck in recovering everything.

[fredie]

you need to speak to the local traffic sarge . get him on the job . u could have been killed

[Phildo]

Dunno how it works there, but here's how it could work here (ie Perth):
- contact Dept of Transport (whatever it's called there) and speak to some people in the taxi section. Learn about the driver's obligations and cameras in taxis.
- contact police. Put it to them to get the photos from the onboard cameras.
- it is possible that there is something on there that will assist you (particularly if there are external cameras).
- if/when the car gets called in to get the photos, it is going to put a LOT of pressure on the driver. Huge amounts.
- if you are able to find out who owns the car that he was driving, then his job will be in jeopardy. Owners don't want this crap. Owners are also more inclined to tell the driver to man up and take responsibility.

I've seen footage from the new cameras that are currently being fitted to taxis in Perth. Damn, they show a lot, including a lot of what is outside the car (ie through the windows).

[Choona]

Depending on where the incident happened, but there are plenty of cameras in Sydney. You might be able to ask and obtain footage for it, but if you are accurate with your reporting, the police should be able to check it up at least.

Did you sustain any sort of injuries? If you did, get a medical checkup and report, and add that to the incident report. That way, should any further medical expenses arises from this incident, it can be claimed against his insurance. Even if it seems to be minor, like a sprain, should have it check and reported.

Often where there are some level of injuries, police may start investigating into the incident, and possible charges could be added. However, if the taxi driver has not filed a report, he could be charged with failure to report an accident, and possible up to some kind of assault charge if there were some injuries. Additionally, if he did report it, and it contradicted the police's own findings, he could be charged with making a false report.

Sorry, I'm can't remember too much more of the laws over there in NSW, those were just pointers from some cop friends I made over there.

Just be honest and concise with the details as possible, and don't worry about being nice to that taxi driver. He's proven himself to be an asshole, so avoid dealing with him directly, especially if you have all the necessary details to file a report to the police and your insurance company. If you don't know which insurance company he's with, you can possible ring up the taxi company and ask, but often your insurance company can find that out easily enough, since the taxi's are considered work vehicles.

Honestly, telling you that your bike can be fixed by wiring it up is just a moronic statement even if the rest of your bike was fine. If I remember correctly, all repairers there need to be meet the standards set by the RTA, so whatever needs to be done to get it to safe road standard. Worst case scenario, is that he gave you false information such as drivers license and registration for the taxi, then you may be out of pocket for the excess amount. If the total repair bill to be fixed properly is more your excess, just go through the insurance, otherwise it might be worthwhile to cancel the claim and organise fixing it yourself.

Good luck mate! Hope it all pans out for ya!