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04-09-2008, 01:15 PM
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#1 (permalink)
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Kawasaki ZZR250
Join Date: Sep 2008
Location: High Wycombe
Posts: 33
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Insurance
I am still a Learner and if all goes to plan I pick up my 2001 ZZR 250 next Friday.
Who is the best person to insure it with? I probably won't ride it until I've had a few more lessons with the riding school (as I'm using their bike) but I still need to have it insured. How much roughly does insurance cost?
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04-09-2008, 01:17 PM
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#2 (permalink)
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08 Ninja 250
Join Date: Jul 2007
Location: Perth, Scarborough
Posts: 2,962
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Charlie at ebike insurance 1300880510 press 1 and ask for charlie
Oh and welcome to PSB
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04-09-2008, 01:19 PM
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#3 (permalink)
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K7 GSX-R 1000
Join Date: Feb 2007
Location: Mandurah
Posts: 3,890
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Insurance will vary depending on a number of things: your age, your driving history, the type of vehicle you drive/ride, where you live and who you call.
The best person to insure with is someone that covers you for what you need (i.e cheapest isn't always best).
Have a search of the forum, there are millions of threads discussing insurance already and who to go with.
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04-09-2008, 01:21 PM
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#4 (permalink)
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Black 2004 ZZR250, CBR600F2 project
Join Date: Feb 2008
Location: Tuart Hill
Posts: 160
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I have a 2004 ZZR 250, found western QBE where the best for insurance, heaps cheaper than all the other compeditors, even the online one's. Cost will depend on age/driving history etc.
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The only people who really care if you were faster on the freeway will be the officer and the judge.
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04-09-2008, 01:21 PM
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#5 (permalink)
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Kawasaki ZZR250
Join Date: Sep 2008
Location: High Wycombe
Posts: 33
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Mmm ok... I was the fourth car in a four car pile up in June last year so I am paying like $1200 a year for my car insurance so I can only imagine how much I'm going to have to pay for my bike....
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04-09-2008, 01:22 PM
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#6 (permalink)
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K7 GSX-R 1000
Join Date: Feb 2007
Location: Mandurah
Posts: 3,890
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04-09-2008, 01:25 PM
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#7 (permalink)
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Join Date: Oct 2006
Posts: 12,498
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Heh heh, beaten by padfoot.
Welcome Sarah - it's probably going to be expensive. Different for everyone depending on circumstances, age, vehicle, garaging address, etc, etc, etc.
Best thing you can do is go through that top link on Padfoot's post and get quotes, choose between them.
Get prices for third party and fully comp, once you've done the rounds you may decide 3rd party only makes more sense.
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04-09-2008, 01:25 PM
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#8 (permalink)
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Join Date: May 2006
Posts: 9,517
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why hello
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My apologies for the yamaha in my avatar.
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04-09-2008, 01:31 PM
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#9 (permalink)
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gixxer600 track #42
Join Date: Sep 2005
Location: NOR now
Posts: 1,427
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Gotta keep calling around. I Found Swann was the cheapest for one bike, then on the next it was QBE by a long way, now I'm with Shannons.
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Those who risk nothing, do nothing, achieve nothing, become nothing.
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04-09-2008, 01:31 PM
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#10 (permalink)
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K7 GSX-R 1000
Join Date: Feb 2007
Location: Mandurah
Posts: 3,890
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Quote:
Originally Posted by Captain Starfish
Best thing you can do is go through that top link on Padfoot's post and get quotes, choose between them
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Shameless promotion of your own thread 
I got more links, who wants them?
Typing in "insurance" gives eleventy billion results!
Insurance is a tricky thing... I didn't go with the absolute cheapest quote I found because they didn't have much gear cover ($200, not even enough to cover my boots).
Some insurers wouldn't touch me because of my age (20), some because I ride every day.
I went with my current insurer based on them giving me a fairly good price, good amount of gear cover and I had heard some good things about them from others here.
There are also people who have plenty of bad things to say about them...
However after making two claims with them, when my renewal came in I got some more quotes from cheaper places, got them to match it (plus a little more for gear cover, $4000 worth of cover) and away I went renewing with them.
I insure with QBE and am happy enough.
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04-09-2008, 01:58 PM
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#11 (permalink)
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Big blue one.
Join Date: Dec 2006
Location: Gosnells
Posts: 7,604
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Quote:
Originally Posted by lee
why hello
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This. |
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04-09-2008, 02:17 PM
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#12 (permalink)
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Honda CBR RR
Join Date: Apr 2008
Location: House
Posts: 514
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QBE is the cheapest so far
__________________
You know what you get for being a hero? Nothing. You get shot at. A little pat on the back, blah blah blah, attaboy. You get divorced. Your wife can't remember your last name. Kids don't wanna talk to you. Get to eat a lot of meals by yourself. Trust me kid, nobody wants to be that guy
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04-09-2008, 03:06 PM
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#13 (permalink)
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K8 BUSA
Join Date: Jul 2006
Location: High Wycombe
Posts: 1,707
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QBE were the only ones who would insure me
due to my colourful driving record
Cost me approx 10% of the value if my bike
__________________
LIVE TO RIDE AND RIDE TO LIVE
LET THOSE WHO RIDE DECIDE
"Nothing makes your opinion more clearer like a punch in the face.
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04-09-2008, 03:07 PM
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#14 (permalink)
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08 Ninja 250R
Join Date: Jun 2008
Location: Belmont
Posts: 84
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Quote:
Originally Posted by lee
why hello
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Sexy avatar = no 'search' flamage  I gotta get me one of those!
Oh and welcome 
__________________
I'm totally against animal testing...they get all nervous and give the wrong answers! 
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04-09-2008, 03:16 PM
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#15 (permalink)
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Ducati 999R #0069, Laverda 750S, Italjet D180, Yam Jog
Join Date: May 2006
Location: Melbourne
Posts: 1,509
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Quote:
Originally Posted by lee
why hello
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+1
EBike Insurance were pretty cheap for me but I'm in a totally different set of circumstances. Try them anyway!
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04-09-2008, 03:28 PM
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#16 (permalink)
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Join Date: Oct 2006
Posts: 12,498
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.
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04-09-2008, 03:29 PM
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#17 (permalink)
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Join Date: May 2006
Location: PSB Café
Posts: 3,904
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04-09-2008, 04:15 PM
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#18 (permalink)
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GSX-R750
Join Date: Aug 2006
Location: Canberra
Posts: 315
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QBE are pretty good. It's who I'm with. What I found is that you'll probably have to bear the cost of expensive insurance for one year and barring speeding tickets and any other incidents, you'll be able to negotiate a better price.
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04-09-2008, 04:27 PM
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#20 (permalink)
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Superduke
Join Date: Sep 2008
Location: Bunbury
Posts: 174
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Just rang Charlie at ebike and she could do me the superduke insurance for a year for $416 with $4000 gear coverage and no riding limitations. As apposed to shannons for $1041 a year with $3000 gear coverage and could only ride it weekends.
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