User Tag List

Dislikes Dislikes:  0
Results 1 to 16 of 16

Thread: GTWTK the big 4 then what?

  1. #1
    Member Green Trident's Avatar
    Join Date
    Nov 2014
    Location
    Yanchep
    Motorbike
    Triumph Trident
    Liked
    0 times
    Posts
    1,145
    Post Thanks / Like
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)

    GTWTK the big 4 then what?

    For no particular reason I have decided to move on from banking with one of the big 4 banks.
    I'm looking at Bendigo bank or Bank of Queensland.
    I want to know what you would do in a similar situation and why?

    Which bank?
    Does it matter, they're all bastards.
    The only thing wrong with a perfect ride to work is that you end up at work.
    G T

  2. #2
    Member keys's Avatar
    Join Date
    Sep 2006
    Location
    bedford
    Motorbike
    848,748r,900ssfe
    Liked
    950 times
    Posts
    3,826
    Post Thanks / Like
    Mentioned
    146 Post(s)
    Tagged
    1 Thread(s)
    Yep all the same shithouse

    Want to buy a bank safe and start your own ?
    Likes Green Trident liked this post

  3. #3
    Member Hati's Avatar
    Join Date
    Oct 2014
    Location
    Beechboro
    Motorbike
    Honda NC750D Integra, BMW R1200 CLC
    Liked
    0 times
    Posts
    390
    Post Thanks / Like
    Mentioned
    7 Post(s)
    Tagged
    0 Thread(s)
    No, not all are bastards. What makes a bastard is shareholders. If your bank doesn't have any, you get treated like royalty. We moved after two of the big 4 disappointed us one too many times. At the time it was Community CPS that is now Beyond Bank. The treatment is the same after over a decade of doing business. Even the branch manager is the same for most of those years. Rates are almost if not as good as the big 4, but the treatment and the quality of advice is second to none. Pretty sure many of the smaller banks have the same business model, members instead of share holders. That's what you want.
    Likes GsxInShed liked this post

  4. #4
    Member dwillia's Avatar
    Join Date
    Jan 2016
    Location
    Nollamara
    Motorbike
    2018 MT10 2012 FZ8n
    Liked
    0 times
    Posts
    977
    Post Thanks / Like
    Mentioned
    11 Post(s)
    Tagged
    0 Thread(s)
    credit union?

  5. #5
    Member Hillz's Avatar
    Join Date
    Sep 2010
    Location
    The valley
    Motorbike
    ZX10R, SV650S, DRZ400SM, YZ250, CRF50
    Liked
    0 times
    Posts
    2,483
    Post Thanks / Like
    Mentioned
    26 Post(s)
    Tagged
    0 Thread(s)
    i found ING to be pretty good, no hassles, can use any atm as they rebate any fees

  6. #6
    Member =Maz='s Avatar
    Join Date
    May 2010
    Location
    Somewhere in the burbs...East
    Motorbike
    2006 GSX1400, 2008 SV650, 1992 NC30, 2015 RC390
    Liked
    833 times
    Posts
    4,559
    Post Thanks / Like
    Mentioned
    60 Post(s)
    Tagged
    0 Thread(s)
    ME Bank.

    Can recommend...specially for members of any Industry Super Funds.
    All I've got and more for #294...RIP Chris Adley
    #158...RIP James Thompson

    Quote Originally Posted by Ryanoceros View Post
    Wooohoo !! Fucking 10/10 ride. Cheers for that Aari, you really conditioned my sphincter
    Likes pnork liked this post

  7. #7
    Member
    Join Date
    Nov 2015
    Location
    Brookdale WA
    Motorbike
    Suzuki bandit 1250
    Liked
    0 times
    Posts
    942
    Post Thanks / Like
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)
    been with p&n since long before it was called a bank. they actually used to take the piss out of the word bank. but now they are supposedly doing a donny trump and making the word bank great again.
    Quote Originally Posted by Paraletic View Post
    little end bearing. best describes as the sound of 'A little black man with a hammer in your engine'. big end sounds like a bigger black man...

  8. #8
    Member thro's Avatar
    Join Date
    Jun 2006
    Location
    Wellard
    Motorbike
    VJ22 RGV250, MC22 CBR250RR(R), CBR600RR, CBR1000RR Repsol
    Liked
    4787 times
    Posts
    32,122
    Post Thanks / Like
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    I've been happy with Beyond Bank and am planning to move most of my shit to them.

    Decent rates
    Support applepay
    Good internet banking
    You ring up and speak to a PERSON pretty rapidly
    They actually called me proactively to tell me my local branch was closing and being relocated - actual pro-active customer service *shock horror*
    “Crashing is shit for you, shit for the bike, shit for the mechanics and shit for the set-up,” Checa told me a while back. “It’s a signal that you are heading in the wrong direction. You want to win but crashing is the opposite. It’s like being in France when you want to go to England and when you crash you go to Spain. That way you’ll never get to England!” -- Carlos Checa
    Likes Para045 liked this post

  9. #9
    Member Hati's Avatar
    Join Date
    Oct 2014
    Location
    Beechboro
    Motorbike
    Honda NC750D Integra, BMW R1200 CLC
    Liked
    0 times
    Posts
    390
    Post Thanks / Like
    Mentioned
    7 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by thro View Post
    Support applepay
    And Google Pay...

  10. #10
    Member Green Trident's Avatar
    Join Date
    Nov 2014
    Location
    Yanchep
    Motorbike
    Triumph Trident
    Liked
    0 times
    Posts
    1,145
    Post Thanks / Like
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)
    Thanks for the input...
    The only thing wrong with a perfect ride to work is that you end up at work.
    G T

  11. #11
    Member thro's Avatar
    Join Date
    Jun 2006
    Location
    Wellard
    Motorbike
    VJ22 RGV250, MC22 CBR250RR(R), CBR600RR, CBR1000RR Repsol
    Liked
    4787 times
    Posts
    32,122
    Post Thanks / Like
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Benny D View Post
    been with p&n since long before it was called a bank. they actually used to take the piss out of the word bank. but now they are supposedly doing a donny trump and making the word bank great again.
    I think with the big financial shake up after the GFC, a lot of former credit unions, etc. had to (were forced to in order to remain feasible and legally compliant or whatever) become banks for whatever reason. Beyond Bank for example used to be United Credit Union.

    I have no legal proof or whatever of that, but from the number that changed there must have been some legal reason for it.

    Probably due to increased regulation, and making them have to become banks in order to avoid a legal loophole the big banks could exploit by just becoming credit unions or something to get around the new laws.
    “Crashing is shit for you, shit for the bike, shit for the mechanics and shit for the set-up,” Checa told me a while back. “It’s a signal that you are heading in the wrong direction. You want to win but crashing is the opposite. It’s like being in France when you want to go to England and when you crash you go to Spain. That way you’ll never get to England!” -- Carlos Checa

  12. #12
    Member thro's Avatar
    Join Date
    Jun 2006
    Location
    Wellard
    Motorbike
    VJ22 RGV250, MC22 CBR250RR(R), CBR600RR, CBR1000RR Repsol
    Liked
    4787 times
    Posts
    32,122
    Post Thanks / Like
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    On the flip-side i can suggest that you DO NOT go with Adelaide bank (who my mortgage is through currently).

    Their internet banking is the fucking worst.
    “Crashing is shit for you, shit for the bike, shit for the mechanics and shit for the set-up,” Checa told me a while back. “It’s a signal that you are heading in the wrong direction. You want to win but crashing is the opposite. It’s like being in France when you want to go to England and when you crash you go to Spain. That way you’ll never get to England!” -- Carlos Checa

  13. #13
    Member Cone Cat's Avatar
    Join Date
    Nov 2008
    Location
    Perth W.A.
    Motorbike
    Honda VFR 800 2016
    Liked
    42 times
    Posts
    1,519
    Post Thanks / Like
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Well, getting away from the big 4, yeah I'm ok with that.

    But I would not recommend Bendigo. I used to bank with them and had all sorts of problems with them every time my card expired/replaced.
    They never sent myself a replacement at the due time the card expired. I'd have to ring them up and request a new card each time.
    Then once I received the new card, there was no new pin sent a day or two later, so I'd have to ring them again and wait for that to arrive.
    Each time my card expired, I'd be without access via card to my account for 2-3 weeks.

    Then there was the time when somebody helped them selves to my credit card details to click and collect from Office works somewhere over east.
    Naturally I rang them up to put a stop to it, They had a problem with that, asking myself to be sure it wasn't me at all.
    Seems that if there is a possibility I could jump on a super sonic aeroplane, go from Warwick shopping centre here in Perth for an in person transaction at 9.30am and then click and collected on the other side of the country just after lunch the same day, so they wanted to investigate first to be sure it wasn't me. The bleeding obvious goes straight over their heads. Idiots.

    Took them nearly a month to put the mis appropriated funds back into my account, not that it really mattered as it took three weeks to replace the card.

    Avoid Bendigo bank like the plague.

  14. #14
    Member Green Trident's Avatar
    Join Date
    Nov 2014
    Location
    Yanchep
    Motorbike
    Triumph Trident
    Liked
    0 times
    Posts
    1,145
    Post Thanks / Like
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)
    Thanks again, I'm thinking about P&N at this stage.
    I'd already decided against Bendigo for another reason but that settles that now.
    The only thing wrong with a perfect ride to work is that you end up at work.
    G T

  15. #15
    Member boeman's Avatar
    Join Date
    Aug 2012
    Location
    Doubleview
    Motorbike
    Yamaha R15
    Liked
    2997 times
    Posts
    5,290
    Post Thanks / Like
    Mentioned
    49 Post(s)
    Tagged
    0 Thread(s)
    I am refinancing at the end of this year and also looking at P&N.

    Unsure if the deal is still running, but they had 3.89% odd with a VISA attached with the same rate. Good for emergencies, but unsure if linked with FF points as I currently utilise that pretty hard.

  16. #16
    Member chew's Avatar
    Join Date
    Aug 2005
    Location
    Rivervale
    Liked
    2943 times
    Posts
    14,400
    Post Thanks / Like
    Mentioned
    45 Post(s)
    Tagged
    0 Thread(s)
    Which bank? Any bank, just fill out a withdrawal slip and hand it over?

    They hung a sign up in our town "If you live it up, you won't live it down"-Tom Waits
    Likes Green Trident liked this post

Bookmarks

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •